Auto Insurance Information
For some people, a car expresses the essence of their being. To others, it’s an object to get from point A to point B. We offer a variety of coverage's and companies to choose from, based on your specific needs. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Depending on the company you choose, you can get discounts for being a good driver, being a good student, safe driving, having a homeowner’s policy with your auto insurance carrier.
Other advantages you could enjoy are free windshield repair, 24-hour claims hotline, guarantee on repairs, flexible payment options. Advantages vary from company to company, and some require the purchase of certain overages. We’ll review your options with you to find the company and coverage that are right for you.
An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverage's. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.
Why do you need auto insurance?
It's really all about protecting yourself financially.
- If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
- If you or any passengers are injured in an accident, medical costs can be extremely expensive.
- If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
- Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.